Terms of Use

Last updated: March 2026

By accessing and using SouthernPlanFinder.com, you agree to the following Terms of Use. If you do not agree, please do not use this website.

1. Informational Purpose Only

Content on SouthernPlanFinder.com is provided for general informational purposes only. It is not legal, financial, or insurance advice. Plan availability, pricing, and subsidy eligibility depend on your specific state and personal circumstances. Always verify information with your state's marketplace or a licensed insurance professional before making enrollment decisions.

2. Not an Insurance Carrier or Government Agency

Southern Plan Finder is an independent online resource. We are not affiliated with HealthCare.gov, any state marketplace, any government agency, or any health insurance carrier. References to carriers or plans are for informational purposes only and do not constitute endorsements.

3. Accuracy of Information

We make reasonable efforts to keep information current and accurate. Health insurance regulations, plan availability, and subsidy rules change frequently by state and plan year. We make no warranty regarding the accuracy, completeness, or timeliness of information on this site.

4. Subsidy Estimator Disclaimer

Any subsidy estimation tools on this site provide estimates only. Actual Premium Tax Credit amounts depend on the specific plan selected, income verification, state rules, and other factors determined through HealthCare.gov. Do not rely on any estimate as a guaranteed amount.

5. Third-Party Links

This site contains links to third-party websites for reference purposes. We are not responsible for the content or practices of any linked site.

6. Limitation of Liability

To the fullest extent permitted by law, Southern Plan Finder and its operators shall not be liable for any damages arising from your use of this website or reliance on information provided herein.

7. Intellectual Property

All content on this website is owned by or licensed to Southern Plan Finder. You may not reproduce, distribute, or create derivative works without express written permission.

8. Changes to These Terms

We may modify these Terms of Use at any time. Continued use of the site constitutes acceptance of any modifications.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

10. Contact

Questions may be directed through our contact form.